UCR Retirement Center

2025 Open Enrollment Header

 

Open Enrollment Deadline

Open Enrollment

Make changes, review your current enrollments or make  updates on UCPath Online. Enroll: 10/31-11/22!

Enroll
oe retiree

Thank you for visiting the UCR Open Enrollment webpage for retirees and emeriti. If you should have any questions about Open Enrollment or your benefits, please send an email to the HR Benefits Office at benefits@ucr.edu. 

It is essential for all Emeriti and Retirees to review medical plan design and rate changes that include increased out-of-pocket expenses and copays for all plans. After reviewing the medical plan changes, if you are satisfied with your current benefits elections and not making any changes, then no action is required and all existing benefits will roll over to the new plan year effective January 1, 2025.

Open Enrollment Highlights

Open Enrollment Resources

Open Enrollment Events

 

Plan Information/Resources

UC Care, UC Health Savings Plan, and CORE PPO Plans Presentation | Download​

Behavioral health and substance abuse coverage are provided by Anthem Blue Cross for emeriti and retirees enrolled in CORE, UC Care and UC Health Savings Plan (HSP). For more information on the Behavioral Health plan, please visit the UCnet: Behavioral Health Benefits webpage at: https://ucnet.universityofcalifornia.edu/compensation-and-benefits/health-plans/behavioral-health/index.html 

ARAG Legal Insurance gives you access to basic, personal legal help. The plan provides online, over-the-phone or in-person access and covers specific legal services. These services are provided through ARAG at an annual cost much less than the average hourly rate for an attorney in California. For more information about the ARAG Legal Insurance plan and changes for 2025, please visit the UCnet Open Enrollment webpage at: https://ucnet.universityofcalifornia.edu/compensation-and-benefits/other-benefits/legal-plan.html

While UC’s costs for dental will increase in 2025, UC continues to cover the full cost of dental coverage for emeriti and retirees and their eligible dependents, with no changes to benefits. For more information please visit the UCnet: Dental Plan webpage at: https://ucnet.universityofcalifornia.edu/compensation-and-benefits/health-plans/dental/index.html

While UC’s costs for vision will increase in 2025, UC continues to cover the full cost of vision coverage for emeriti and retirees and their eligible dependents, with no changes to benefits. Please visit the VSP website to learn about the plan enhancements with new rates. For more information, please visit the VSP webpage at: https://ucretirees.vspforme.com/.

This benefit is open for enrollment at anytime and protects you and your family from the financial hardship of a serious accident that causes death or dismemberment. There are no plan changes in 2025 and retirees and emeriti interested in enrolling in this benefit may complete the online enrollment form at: https://ucnet.universityofcalifornia.edu/wp-content/uploads/forms/pdf/retiree-add-enrollment-form.pdf

UC offers preferred pricing on pet insurance through Nationwide, and you may enroll anytime — not just during Open Enrollment. Nationwide has two benefit options designed for the pets of UC emeriti and retirees—coverage for accidents and illness or more comprehensive coverage that also includes preventive care and wellness services. Plans are available for dogs, cats, birds, small mammals and exotics (such as reptiles); animals categorized as livestock (including horses) are not eligible. For more information on the UC Pet Insurance program, please visit the UC Nationwide Pet Insurance website at: https://ucnet.universityofcalifornia.edu/benefits/home-family/pets/

Contact information of UC Medical plans is provided on the UCnet webpage at: https://ucnet.universityofcalifornia.edu/contacts/plan-contacts.html

Open Enrollment Resources

This UCnet New Dimensions article provides the fundamentals for how to best prepare for this year's Open Enrollment and can be viewed on the UCnet webpage at: https://ucnet.universityofcalifornia.edu/wp-content/uploads/2024/08/HRND_Aug2024_F2-web.pdf​​​​​​​

This communication addresses the medical plan changes for 2025 and can be viewed at: https://ucnet.universityofcalifornia.edu/employee-news/letter-from-systemwide-hr-vp-cheryl-lloyd/

This webpage will provide the medical plan changes for the upcoming year and can be viewed at: https://ucnet.universityofcalifornia.edu/employee-news/important-benefit-plan-changes-find-the-right-fit-from-oct-31-to-nov-22-2024/

Review the 2025 Open Enrollment checklist on how to get started on the UCnet webpage at: https://ucnet.universityofcalifornia.edu/oe/retiree-start/

Review and compare all plan cost changes for Medicare and non-Medicare plans to determine the best choice for 2025 at: https://ucnet.universityofcalifornia.edu/oe/retiree-start/medical/

Information on how to enroll in Medicare for self or a family member can be viewed at: https://ucnet.universityofcalifornia.edu/benefits/understanding-your-benefits/roadmaps/enrolling-in-medicare/ 

Emeriti and retirees in need of support through the Open Enrollment process may get support using the following resources including key contacts, FAQ's, information sessions and on the UCnet webpage at: https://ucnet.universityofcalifornia.edu/oe/retiree-start/help/