UC High Option Supplement to Medicare

The UC High Option Supplement to Medicare plan is administered by Anthem Blue Cross (medical) and Navitus (pharmacy)

• UC High Option is a Medicare supplement plan, covering costs Medicare does not cover.

UC Medicare Choice

The UC Medicare Choice is a Medicare Advantage PPO plan (also known as Part C) that generally replaces your Medicare coverage and includes Medicare Parts A, B and D. It also offers some extra benefits that Original Medicare does not cover.

• When you enroll in this plan, you agree to let UnitedHealthcare manage your Medicare benefits

UC Medicare PPO

Administered by Anthem Blue Cross (medical) and Navitus (pharmacy) UC Medicare PPO medical plan is a complement to your existing Medicare coverage; you must receive services from Medicare providers.

UC Medicare PPO Without Prescription Drugs

Administered by Anthem Blue Cross (medical) the UC Medicare PPO Without Prescription Drugs plan is a complement to your existing Medicare coverage; you must receive services from Medicare providers.

• It is offered to those who have Medicare-coordinated medical insurance through UC and Part D prescription drug coverage through a non-UC plan (another group health plan, former employer or individual Part D plan)

Medicare Coordinator Program

Administered by Via Benefits, the Medicare Coordinator Program (MCP) is  sponsors by UC for Medicare-eligible retirees and families who live in a state outside of California.

• New for 2026: Next year, UC will contribute more to your Health Reimbursement Arrangement (HRA) to help you with health care costs — up to $4,000 for yourself or up to a maximum of $8,000 for you and your spouse/domestic partner. Current members will receive notification letters about the increase in early October 2025.

Health Savings+ PPO

Administered by Blue Shield of California (medical) and Navitus (pharmacy); supported by Accolade Health Care Advocate, HealthSavings+ is a new PPO plan for 2026 that is compatible with a tax-advantaged Health Savings Account (HSA).

• If you’re a CORE or UC Health Savings Plan member and do not choose another plan for 2026 during Open Enrollment, you and your currently enrolled family members will automatically be enrolled in HealthSavings+ if you’re eligible.

UC Blue & Gold for Retirees

Administered by Health Net, the UC Blue & Gold is an HMO (Health Maintenance Organization) with a custom network of providers created exclusively for UC. The Blue & Gold network includes all UC medical centers and medical groups, along with coverage in 30 California counties.

• If you’re a CORE or UC Health Savings Plan member and do not choose another plan for 2026 during Open Enrollment, you and your currently enrolled family members will automatically be enrolled in HealthSavings+ if you’re eligible.

UC Care for Retirees

For 2026, UC Care for Retirees will be administered by Blue Shield of California (medical) and Navitus (pharmacy); supported by Accolade Health Care Advocate. 

• UC Care is a PPO plan created just for UC to ensure the best possible access to world-class UC hospitals and physicians.
• For convenience and flexibility, you also have access to the Anthem Preferred network of providers through 2025 and the Blue Shield network of providers beginning in 2026, and coverage for non-network providers..